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On top of that, clients for this sort of plan could have extreme lawful or criminal backgrounds. It is very important to keep in mind that different providers offer a variety of problem ages on their ensured problem plans as low as age 40 or as high as age 80 - funeral plans for seniors. Some will certainly also provide higher face values, up to $40,000, and others will allow for far better survivor benefit conditions by enhancing the rates of interest with the return of costs or lessening the variety of years until a full fatality benefit is available